ARKBRIDGE KNOW YOUR CUSTOMER (KYC) POLICY

Effective Date: 14/06/2026

1. PURPOSE

OrynthBridge Technologies Ltd ("ArkBridge", "Company", "we", "our", or "us") is committed to maintaining a robust Know Your Customer ("KYC") framework designed to prevent fraud, money laundering, terrorist financing, sanctions evasion, identity theft, and other forms of financial crime.

This KYC Policy forms part of the Company's broader compliance framework and should be read together with the Company's:

• Terms and Conditions;

• Anti-Money Laundering (AML) Policy;

• Privacy Policy;

• Risk Disclosure Statement; and

• other applicable legal documents.

The Company adopts a risk-based approach to customer identification and verification consistent with internationally recognised compliance principles and financial crime prevention standards.

2. SCOPE

This Policy applies to:

• all individual clients;

• joint account holders;

• corporate entities;

• beneficial owners;

• authorised representatives;

• directors and officers of corporate accounts;

• any person acting on behalf of a client.

Verification requirements may vary according to the customer's risk profile, jurisdiction, account activity, transaction volume, and regulatory obligations.

3. CUSTOMER IDENTIFICATION REQUIREMENTS

Before providing certain services, processing transactions, enabling trading activities, or approving withdrawals, the Company may require verification of a client's identity.

Information collected may include:

Personal Information

• Full legal name;

• Date of birth;

• Nationality;

• Residential address;

• Email address;

• Telephone number;

• Tax residency information.

Identification Information

• Government-issued photo identification;

• Passport;

• National identity card;

• Driving licence;

• Other approved identification documents.

Residential Verification

The Company may require proof of residential address, including:

• utility bills;

• bank statements;

• government correspondence;

• tax documents;

• other acceptable proof of address.

Documents generally must be recent and clearly display the client's full name and address.

4. RISK-BASED VERIFICATION APPROACH

ArkBridge applies a risk-based methodology when determining verification requirements.

Factors considered may include:

• country of residence;

• nationality;

• source of funds;

• source of wealth;

• transaction behaviour;

• account activity;

• payment methods used;

• sanctions exposure;

• politically exposed person status;

• adverse media findings;

• regulatory considerations.

Higher-risk clients may be subject to additional verification measures.

5. TIMING OF VERIFICATION

The Company reserves the right to request verification at any stage of the client relationship.

Verification may be required:

• during registration;

• before account activation;

• before deposits are accepted;

• before trading privileges are granted;

• before withdrawals are processed;

• during ongoing account reviews;

• whenever suspicious activity is identified;

• whenever required by law or internal policy.

Completion of registration does not guarantee immediate access to all Platform services.

6. SOURCE OF FUNDS VERIFICATION

The Company may require clients to demonstrate the legitimate origin of funds used to fund their trading accounts.

Acceptable evidence may include:

• employment income records;

• salary statements;

• bank statements;

• business income records;

• investment account statements;

• inheritance documentation;

• property sale documentation;

• other supporting evidence.

The Company may request additional documentation where the source of funds cannot be satisfactorily established.

7. SOURCE OF WEALTH VERIFICATION

Where required by the client's risk profile, transaction volume, or regulatory obligations, the Company may request evidence demonstrating how a client's overall wealth was accumulated.

Documentation may include:

• business ownership records;

• audited financial statements;

• investment portfolios;

• inheritance records;

• trust documentation;

• property ownership records;

• tax filings;

• other relevant supporting documents.

8. POLITICALLY EXPOSED PERSONS (PEPs)

The Company applies enhanced due diligence measures to clients identified as Politically Exposed Persons ("PEPs").

A PEP may include:

• current or former senior government officials;

• members of parliament;

• senior judicial officials;

• military leaders;

• state-owned enterprise executives;

• immediate family members of PEPs;

• close associates of PEPs.

The Company may require:

• enhanced verification;

• additional source of wealth documentation;

• senior compliance approval;

• ongoing monitoring.

The Company reserves the right to decline or terminate relationships presenting unacceptable risk.

9. SANCTIONS SCREENING

ArkBridge screens clients against applicable sanctions and watchlists.

Screening may include lists maintained by:

• United Nations;

• OFAC;

• European Union;

• United Kingdom;

• other recognised authorities.

The Company reserves the right to:

• refuse applications;

• suspend accounts;

• restrict transactions;

• terminate relationships;

• report matters to competent authorities,

where sanctions concerns arise.

10. CORPORATE ACCOUNT VERIFICATION

Corporate clients may be required to provide:

• certificate of incorporation;

• articles of incorporation;

• register of directors;

• register of shareholders;

• proof of business address;

• beneficial ownership information;

• authorised signatory documentation.

The Company reserves the right to verify any individual exercising ownership or control over a corporate account.

11. BENEFICIAL OWNERSHIP

The Company may identify and verify the ultimate beneficial owners of legal entities.

Beneficial owners may be required to provide:

• identification documents;

• proof of address;

• source of wealth information;

• additional supporting documentation.

Failure to disclose beneficial ownership may result in account rejection or closure.

12. ONGOING MONITORING

Customer due diligence is an ongoing process.

The Company may periodically:

• review client information;

• update verification records;

• assess transaction activity;

• evaluate risk profiles;

• conduct additional screening.

Clients must promptly notify the Company of material changes to:

• personal details;

• residency;

• ownership structure;

• source of funds;

• contact information.

13. FAILURE TO PROVIDE INFORMATION

Where requested information or documentation is not provided, the Company may:

• delay account activation;

• suspend trading privileges;

• reject deposits;

• delay withdrawals;

• restrict account functionality;

• terminate the business relationship.

The Company shall not be liable for losses resulting from compliance-related restrictions or delays.

14. RECORD RETENTION

The Company may retain KYC records for periods required by:

• applicable laws;

• AML obligations;

• regulatory requirements;

• dispute resolution needs;

• fraud prevention measures.

Records may be retained after account closure where legally required.

15. DATA PROTECTION

Personal information collected pursuant to this Policy shall be processed in accordance with:

• the Privacy Policy;

• applicable data protection laws;

• the Company's legal and compliance obligations.

Information may be shared with identity verification providers, compliance service providers, financial institutions, regulators, law enforcement agencies, and other authorised third parties where necessary to fulfil legal obligations or protect the integrity of the Platform.

16. POLICY REVIEW

The Company reserves the right to amend this KYC Policy at any time in response to:

• regulatory developments;

• operational requirements;

• risk management considerations;

• changes in applicable laws.

Updated versions shall become effective upon publication on the Platform.

17. CONTACT INFORMATION

Questions regarding this Policy may be directed to:

OrynthBridge Technologies Ltd
Trust Company Complex, Ajeltake Road
Ajeltake Island, Majuro
Marshall Islands MH96960

Email: support@arkbridge.com